How do I make a loan payment?

Modified on Tue, 24 Jan 2023 at 11:03 AM

There are multiple ways to pay your Affinity loan, see the charts below for options


Using an Affinity Account:

Payment Options
Fee
RequirementsMax LimitCutoff / 
Posting Time
Limitations
Internal Transfer
FreeAffinity Checking or Savings AccountNoneReal Time
.None



Using an External Checking or Savings Account:

Payment Options
Fee
RequirementsMax LimitCutoff / 
Posting Time
Limitations
External Loan Payment via Online & Mobile

Click here for more information.
FreeRouting Number

External Checking or Savings Account Number
$9,999.99

Initiated prior to 4:30pm EST, payments post same day at 5:30pm EST


After 4:30pm EST, payments post next business day at 5:30pm EST

.None*
External Loan Payment via AFCU website$4.99Routing Number

External Checking or Savings Account Number
$5,000.00Initiated prior to 8:00pm EST business days, payments post real-time

After 8:00pm EST and non-business days, payments will be processed the next business day


Partial or over payment to a mortgage or lease will be posted the next business day 


Payments made to a delinquent loan greater than 90 days will be posted the next business day

Recurring or future dated payments are not available


External Loan Payment via IVR @ 800-325-0808$4.99Routing Number

External Checking or Savings Account Number
$5,000.00Initiated prior to 8:00pm EST business days, payments post real-time

After 8:00pm EST and non-business days, payments will be processed the next business day


Partial or over payment to a mortgage or lease will be posted the next business day 


Payments made to a delinquent loan greater than 90 days will be posted the next business day

Recurring or future dated payments are not available




Using an External Debit Card:

Payment Options
Fee
RequirementsMax LimitCutoff / 
Posting Time
Limitations
Debit Card Payment via Online & Mobile
$4.95External Debit Card$2,500.00

Initiated prior to 4:30pm EST, payments post same day at 5:30pm EST


After 4:30pm EST, payments post next business day at 5:30pm EST

Recurring or future dated payments are not available

Debit Card Payment via AFCU website $4.99External Debit Card $5,000.00
Initiated prior to 8:00pm EST business days, payments post real-time

After 8:00pm EST and non-business days, payments will be processed the next business day


Partial or over payment to a mortgage or lease will be posted the next business day


Payments made to a delinquent loan greater than 90 days will be posted the next business day

Recurring or future dated payments are not available



Debit Card Payment via IVR @ 800-325-0808 $4.99External Debit Card
$5,000.00Initiated prior to 8:00pm EST business days, payments post real-time

After 8:00pm EST and non-business days, payments will be processed the next business day


Partial or over payment to a mortgage or lease will be posted the next business day


Payments made to a delinquent loan greater than 90 days will be posted the next business day

Recurring or future dated payments are not available




*Affinity Loans and/or External Accounts may be restricted from Loan Pay from an External Account. Please open a ticket for more information if you receive an error initiating a payment. 

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