How do I pay off an auto or personal loan?

Modified on Tue, 24 Jan 2023 at 11:33 AM

Loans can be paid off through your Affinity account, using an external checking or savings account (non-Affinity account), or wire transfer initiated from your other financial institution.


To make a payoff using your Affinity account:

  1. Log in to Online Banking
  2. Click on Pay & Transfer 
  3. Click Internal Transfer
  4. Select the funding account
  5. Select the loan you wish to pay off
  6. Under I want to, select "Pay in full and close"
  7. Click Make transfer


To make a payoff using your non-Affinity account: 

  1. Log in to Online Banking
  2. View the Payoff amount on the My Accounts screen
  3. Click on Pay & Transfer 
  4. Click Pay My Loan Using a Non-Affinity Account
  5. Select the funding account
  6. Select the loan you wish to pay off
  7. Enter the payoff amount
    • Payoff amount must be less than $10,000 to use an external account
  8. Click Make transfer


To make a payoff using your non-Affinity account as a Wire: 

  1. Contact your other Bank or Credit Union for Wire Instructions
  2. Request a Loan Payoff Quote for your loan
  3. Be sure to request the quote for the date the wire would be received


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