Refer a Friend

Modified on Fri, 16 Sep 2022 at 10:27 AM

What is Refer a Friend?
Share your love for Affinity and earn up to $1,000! You and your friend will both receive $100. 

Who is eligible?

The Referrer must meet the following qualifications:

  • Member
  • Over the age of 18
  • Open & Active checking or savings account
  • Active Online/Mobile Banking - to receive link

The Referred must meet the following qualifications: 

  • Non-Member over the age of 18
  • Establish membership and open a Cash Back Checking Account
  • Make a qualifying direct deposit of $100 or more within 60 days of opening account

How do I refer a friend?

  1. Go to the My Accounts tab, click on “Refer A Friend”. 
  2. Copy the link and share your unique URL with friends. 
    *Those friends must apply via the link provided, if used incorrectly, there will be no credit provided.

Are there limits on how many friends I can refer?

Members can refer as many friends as they want during the referral period, however, will only receive credit for up to 10 referrals – total of $1,000 in a calendar year.

What type of deposits qualify?

  1. An automatic electronic deposit of your paycheck, Social Security, pension, or other recurring income
  2. Single deposit of $100 or more

What type of deposits do not qualify?

  1. External and Internal transfers, mobile deposits, cash, check or check deposits and person-to-person payments such as Zelle®
  2. Multiple deposits totaling $100

What type of confirmation will I receive? 

Due to the confidential nature of the process, we cannot disclose information about qualifying accounts opened by the friends. If a friend used the link correctly, the funds would appear in the Referrers Affinity checking account. It will be listed as "$100 Refer a Friend Bonus”

How and when will I receive my reward? 

Bonus will be deposited into the referring member and new member’s primary checking account by the last business day of the month following completion of all qualifying criteria. 

*Account cannot be closed or restricted at the time of payout

Is this reward tax reportable? 

The reward is considered miscellaneous income and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable)

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